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Residency routes · Live in Europe

Relocate toEurope

Not the usual work visa. These are residency routes for people who can support themselves, through remote income, savings, a business or an investment. Every case is different, so we start by assessing yours.

Digital NomadResidency by InvestmentPassive IncomeSelf-EmployedStartup
What these routes share
  • Live in Europe and travel the Schengen area
  • No employer needed, you fund yourself
  • Family often included on the same route
  • A path to permanence over time

We are an independent advisory team. Because programmes evolve and every story is different, we tailor each plan to you and give your case its strongest footing.

Why this is different

Not a work visa. A life here.

These routes are not employer-sponsored work permits. They are residency routes for people who can support themselves, through remote work, savings, a pension, a business or an investment. They let you live in Europe, travel the Schengen area, and build toward permanent residency over time.

There is no single form and no one-size answer. Every programme has its own rules, every country its own bar, and the right route depends entirely on your money, your work and your goals.

Different person, different route. So we assess first.

Which route fits you?

Pick the life that sounds like you.

Tap the option closest to your situation. Each one leads to the same first step with us, an honest assessment of whether, and where, it can work for you.

You earn online, from anywhere.

For remote employees and freelancers paid by clients or an employer outside the country. A growing number of European countries offer a residence permit for location-independent earners who can prove a steady income.

Remote incomeStay long-termSchengen travel

You can invest in your future home.

Often called a golden visa. A qualifying investment, in a fund, a business or other approved assets, can open a residence route, sometimes with a path to permanent residency or citizenship. Programmes and thresholds change often.

Qualifying investmentFamily includedPath to PR

You have steady income or savings.

For people with reliable passive income, a pension or substantial savings who can support themselves without local work. These independent-means routes are a popular way for the financially stable to settle in Europe.

Pension or savingsSelf-fundedLive & travel

You run your own work.

For professionals and freelancers who want to base their own business or client work in Europe. Some countries grant residence to self-employed people who can show a viable activity and the means to support themselves.

Your own clientsViable activityResidence permit

You are building a business.

For founders and business owners launching or relocating a venture. Startup and entrepreneur routes welcome innovative businesses, sometimes with funding or endorsement requirements.

Found or relocateInnovation routesTeam & family

You have roots or family here.

For those with a spouse, close family or ancestral ties to a European country. Family reunification and descent routes can be the simplest path of all, when they apply to you.

Family tiesDescent routesReunification
Not sure which is you? That is exactly what we are for.Book a Consultation

Routes differ by country and evolve over time, so we keep on top of what is open today and match you to the one that fits you best, then prepare your case to give it every advantage.

Where this works

Routes across Europe.

Different countries open different doors. A snapshot of where these residency routes are commonly found, we match you to what is open and what fits.

Portugal

Independent-income and investment routes; popular with remote earners.

Spain

Independent-means and digital-nomad style routes near the Med.

Greece

Investment-led residency along the Mediterranean coast.

Italy

Self-employment, elective-residence and investor routes.

Malta

Investment and residency programmes, and English is widely spoken.

Hungary

A Central-Europe base with business and skilled routes.

Estonia

Digital-first, with startup and nomad-friendly options.

Many more

Programmes open and close often. Tell us your goal and we find the current best fit.

27
EU countries to consider
29
Schengen countries to travel
2011
Guiding Nigerians abroad since
1
Honest assessment, every case
What you get

What these routes give you.

01

A legal residence permit

Live in Europe lawfully, on a route built for your situation.

02

Schengen travel

Move freely across the Schengen area once you are resident.

03

A path to permanence

Many routes build toward permanent residency, and in time citizenship.

04

Family, often included

Many routes let your spouse and children join you.

05

A base, not a boss

Keep your own income, business or investment. You are not tied to one employer.

06

Options if one closes

If a programme changes, we pivot you to another route that fits.

How it works

Assessment first.

A guided process that starts with the truth about your options, not a sales pitch. Every case begins the same way.

01
01

Consultation

Book a consultation and tell us your goal, your means and your timeline.

02
02

Honest assessment

We assess your profile against current routes and tell you, plainly, what is realistic.

03
03

Route & country match

We match you to the route and country where you are most likely to succeed.

04
04

Document & file prep

We build and check your file for that specific programme, nothing generic.

05
05

Apply & relocate

We guide the application and your move, from first step to settled.

Start With a Consultation
Where we start

To assess you, we look at these.

It is a relaxed first look with no commitment, just a clear, friendly picture of what is possible for you.

  • An international passport
  • A picture of your income, savings or investable funds
  • Your work or business (employed, freelance, founder, remote)
  • Any family or ancestral ties to Europe
  • Your timeline and where you would like to be
  • Any past visa refusals, so we plan around them
Why Mafit

Advice you can trust.

01

Every case is different

We never push one route. We find the one that actually fits you, your money, your work and your goals.

02

We map your real path

We show you exactly where you stand today and the clearest, most realistic route to where you want to be.

03

We track moving rules

Programmes open and close and thresholds shift. We work from what is true today, not last year.

04

Independent and open

A Nigerian team you can meet and verify, working in your corner at every step.

Mafit is an independent Nigerian advisory team. We assess your eligibility, recommend the routes that fit and prepare your case so it is as strong as it can be, and we stay current as programmes evolve. The final residence decision sits with each country, and our role is to help you meet it with confidence.

Questions

Things people ask.

I don't have a job offer. Can I still move to Europe?

Yes, and that is the whole point of these routes. They are built for the self-funded, investors, founders and remote earners, not for employer-sponsored work. We assess your means and match you to a route that fits.

How much money do I need?

It depends entirely on the route and country, and the figures change often. Some routes need provable passive income; others a qualifying investment or savings. We assess your situation and tell you what is realistic before you commit to anything.

Which country is best?

There is no single best. The right country depends on your income, your work, your family ties and your goals. We match you to what is open today and what fits your profile.

Can my family come with me?

On many routes your spouse and children can be included. We confirm exactly what your specific route allows before you plan around it.

Will this lead to permanent residency or citizenship?

Many routes build toward permanent residency over time, and some toward citizenship, under each country's rules. We explain the realistic path for your case.

Do you guarantee approval?

The final decision always sits with the country you apply to, as it does everywhere. Our part is the one we control: an honest match to the right route and a thorough, well-prepared case that gives you the best possible chance.

How do I start?

Book a consultation or contact us. We begin with an honest assessment of your situation, then map your route, country and the steps to get there.

Are you affiliated with any government?

We are an independent Nigerian advisory firm. We prepare and guide your case from start to finish, while the country you apply to makes the final decision.

Your move starts with a conversation

Let's assess your case.

Because the right route depends entirely on you, we start with a conversation, not a form. Book a consultation or reach out, and we will show you what Europe can look like for you.

Mafit is an independent advisory firm offering professional assessment and case-preparation. Programmes evolve over time and the final residence decision sits with each country; our role is to match you to the right route and prepare your case to its strongest.