What it reallyCoststo study in Canada.
Tuition, living, proof of funds and every fee in between. No magic number, just an honest budget built around your plan.
There is nosingle price.
The real cost of studying in Canada swings with the school, the city, the program and the year, so a single headline figure tells you very little on its own.
What helps is a budget built around your plan: real tuition, living for your city, the funds you need to show, and the fees along the way. That is exactly what we sit down and build with you.
Where the money goes.
Six layers make up the real cost. Tap each for what it is, and the honest catch, no figures, because they change.
Tuition
What the school charges to teach you, usually the single biggest cost. International rates differ from domestic ones and swing widely by program, level and institution.
Tuition is quoted per year and can rise between years. We confirm the exact figure on each school's own page before you commit.
Living costs
Rent, food, transport, phone and the rest of daily life. A large, ongoing cost that depends heavily on the city you live in.
A small town and a big city are worlds apart. Budget for the real city you will live in, not a national average.
Proof of funds
Money you must show you can access to cover tuition and living, separate from the fees you actually pay. It is a threshold to qualify for the permit.
The amount was raised in 2024 and can change again, so it is worth confirming the current figure rather than an old one.
Application and permit fees
School application fees, the study permit fee and biometrics. Each is modest on its own, but they add up across several applications.
Most application fees are non-refundable. A focused shortlist keeps this layer from quietly ballooning.
Travel and arrival
Flights, your first rent and deposit, winter clothing, and the cost of setting up a life in a new country.
The first month always costs more than a normal one. Plan a real arrival buffer so you land on your feet.
Our service fee
Our professional fee for guiding you through the whole process, from shortlist to permit. It is separate from every school and government cost.
Our fee covers our guidance only and is always separate from tuition and government fees, so you can see exactly what each payment is for.
Proof of funds.
This is not a fee you pay. It is money you show you can reach, so Canada knows you can study without hardship.
It is money you show
You demonstrate access to enough money for tuition and living. You do not hand it over, you keep it and live on it.
Why it exists
Canada wants assurance you can cover your studies and life there without falling into hardship or working illegally.
The GIC is one way
A Guaranteed Investment Certificate is a common way to show funds: you deposit, then draw it down after you arrive. It is an option, not a rule.
It went up in 2024
The amount you must prove was raised substantially in 2024, and it can change again. We confirm the current figure, never a stale one.
Whose money counts
Your own funds or a genuine sponsor's, with a clear, documented source. Money that appears from nowhere raises questions.
A threshold, not a cost
Think of it as a bar you must clear to qualify. The money is still yours, it pays for your real tuition and living.
Funding sources.
Most students fund Canada from a mix of these. Tap each for how it works, and where it falls short.
A parent, relative or genuine sponsor funds you. The funds and the relationship must be real and documented, with a clear source. This is the route most Nigerian students use.
Money you have saved yourself, shown with a clean paper trail. A sudden, unexplained lump sum looks weak; a steady, documented history is far stronger.
Real scholarships exist, but they are competitive and rarely cover everything. Plan as if self-funded. Never build your budget around an award you have not been given, and never trust anyone who promises one.
Some banks and lenders offer education financing. Terms, rates and what counts as acceptable proof vary, so check carefully before relying on it.
You may work limited hours during study, but it cannot fund your tuition and cannot be your proof of funds. Treat any earnings as pocket money, never as your funding plan.
Most plans combine two or three of these. We help you build a funding mix that is genuine, documented and strong enough to satisfy the proof-of-funds requirement.
What it reallyCoststo study in Canada.
Tuition, living, proof of funds and every fee in between. No magic number, just an honest budget built around your plan.
You pay in stages.
No one writes a single cheque. The cost is spread across many months. Here is roughly when each part lands.
Test and application fees
Your English test fee, then a non-refundable application fee for each school on your shortlist.
Tuition deposit
To accept an offer and receive your Letter of Acceptance, most schools ask for a deposit toward tuition.
Funds and permit fees
Your proof of funds must be in place, and you pay the study permit and biometrics fees. The funds stay yours.
Flights and first funds
Air tickets, insurance and, if you use one, a GIC deposit you will draw down once you arrive.
Setup and first rent
First month's rent and deposit, transport, winter clothing and the cost of settling in.
Tuition and living
Remaining tuition, often in installments, plus your monthly living costs through the program.
Tap to bust it.
Bad money assumptions sink good applicants and drain families. Six, flipped.
Your numbers, your budget.
Put in your own figures and watch the total build. We quote nothing here, you enter what your school and city actually cost, and the tool adds it up.
A planning estimate from your own numbers, not a quote or a guarantee. Confirm current tuition, living and proof-of-funds figures with us.
We make the money make sense.
No guesswork, no scary unknowns. A clear, honest budget your family can actually plan around.
Map your real budget
Tuition, living for your actual city, funds and every fee, built around your program and plan, not a generic average.
Build a fundable plan
We help you combine genuine, documented sources into a funding mix strong enough to satisfy proof of funds.
Keep the fees straight
We show you exactly what goes to us, the school, the government and others, so nothing is double-counted or hidden.
One clear fee for our work, a budget built around your real numbers, and straight talk the whole way through. That is how we handle money.
Money, asked.
Q1How much does it cost to study in Canada?
Q2What exactly is proof of funds?
Q3Is a GIC required?
Q4Will a scholarship cover my costs?
Q5Can I just work to pay my way?
Q6Does your fee include tuition and government fees?
Q7When do I pay for what?
Know thenumbers.
Tell us your level, program and target city. We will build an honest, itemised budget and a fundable plan, no magic totals, no surprises.