The real costand how to fund it.Your numbers, totalled live. No magic figure, no guesswork.
Studying in Australia costs what it costs for your course and your city. Put in your own numbers and see the full picture, then plan how to fund it.
No magicnumber.
Be wary of anyone who gives you one fixed figure. The truth is that cost depends on your course, your city and your family, and the amount you must prove for the visa is set by the government and changes.
So we will not paste a number here that goes stale next month. Instead, build your own budget below with real inputs, and we will confirm the current proof-of-funds requirement with you directly. Honest beats tidy.
Build your budget.
Enter your own figures in Australian dollars. Everything totals live. These are your estimates for planning, not official figures, and you can change them anytime.
What your money covers.
Tuition gets the headlines, but a real budget has six parts. Miss one and your plan, and your visa funds, fall short.
Tuition
Your course fees, set by the provider and paid by year or semester.
Living costs
Rent, food, transport and life. Varies hugely between cities.
Health cover
OSHC for your whole stay, mandatory and bought before you lodge.
Visa charge
The subclass 500 application fee, set by the government and changing.
Travel
Flights to Australia and home, plus airport transfers.
Setup
First rent and bond, a phone, basics. The landing costs people forget.
Where it comes from.
Set your target, then enter what each source can contribute. See live whether your mix covers the goal, and how it breaks down.
Show genuine access.
For the visa, it is not just how much, it is how real. Officers look for money you genuinely have access to, with a story behind it.
Bank statements with history
Accounts that have held funds over time, not a balance that appeared last week.
A formal education loan
A loan from a recognised lender, with clear terms and documentation.
A genuine sponsor
A parent or close family member who can evidence their own funds and relationship to you.
A clear source
Be able to explain where the money came from, with proof such as salary or sale records.
The classic mistake: a large sum that lands in an account just before applying, with no history or source. It raises questions instead of answering them.
Ways to fund it.
A big budget is not a closed door. Several levers can lower what you pay or spread it out.
Scholarships
Many providers offer merit awards. Competitive, but worth chasing early.
Part-time work
The 48 hours a fortnight helps with living costs, not tuition.
Smart city choice
Some cities and regional areas cost far less to live in.
Payment plans
Many providers let you pay by semester, easing the upfront load.
We make the money make sense.
A realistic budget
We build a budget around your real course and city, so there are no surprises after you arrive.
The current proof figure
We tell you the up-to-date amount you need to show for the visa, since it changes.
Evidence that holds up
We help you arrange funds with history and a clear source, the way assessors want to see them.
Scholarship leads
We point you to awards you can realistically target, and help you apply on time.
Tap to clear it up.
Cost & funding, asked.
Q1How much does it cost to study in Australia?
Q2How much money must I show for the visa?
Q3What is OSHC?
Q4Can I work to fund my studies?
Q5What counts as genuine funds?
Q6Are there scholarships?
Q7Does Mafit help with budgeting?
Your budget,stress-tested.
Tell us your course and city. We will pressure-test your budget, confirm the current proof figure, and help you fund it properly.